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Stop The Harassment!


Frederick J. Hanna & Associates, P.C. regularly collects or attempts to collect, directly or indirectly, consumer credit-card debts on behalf of both credit-card issuers and debt buyers that purchase portfolios of defaulted credit-card debts. Since January 1, 2009, Frederick J. Hanna & Associates, P.C. has collected or attempted to collect debts for credit-card issuers such as JP Morgan Chase, Bank of America, Capital One, and Discover, and debt buyers such as Portfolio Recovery Associates, National Collegiate Student Loan Trust and Midland Funding, LLC. To collect these debts, the Firm frequently turns to litigation. Frederick J. Hanna & Associates, P.C.'s non-attorney support staff has far outnumbered its attorneys. From 2009 through 2013, Frederick J. Hanna & Associates, P.C employed, at any given time, hundreds of non-attorney staff but only between 8 and 16 attorneys. 

In 2009 and 2010, Frederick J. Hanna & Associates, P.C. directed one of its attorney to sign about about 138,000 lawsuits and over a two-year period, this single attorney signed an average of about 1,300 collection suits a week. 

Frederick J. Hanna & Associates, P.C. files most collection lawsuits on behalf of debt buyers. Those debt buyers often could not support their collection activities with basic documents, such as the original contracts underlying the alleged debts or the chain of title evidencing that the debt buyer had standing to sue the consumer. The Consumer Financial Protection Bureau has alled in a lawsuit file on July 14, 2014, that Frederick J. Hanna & Associates, P.C. have filed collection lawsuits against consumers without investigating or verifying support for the suits, including whether the facts alleged were true. 

In most of the suits filed by Frederick J. Hanna & Associates, P.C., consumers either failed to appear, which resulted in a default judgment, or agreed to settle. When consumers responded to the lawsuit, Frederick J. Hanna & Associates, P.C. routinely dismisses the cases. Since 2009, the Firm’s attorneys voluntarily dismissed more than 40,000 just within the State of Georgia after they had already been served — a rate of more than 155 a week. Consumers who retained attorneys were almost four times more likely to have their cases dismissed. Frederick J. Hanna & Associates, P.C. routinely obtains and uses affidavits in which the affiants represented that they had personal knowledge of the validity and ownership of debts. 

The Consumer Financial Protection Bureau ("Bureau") is an agency of the United States charged with regulating the offering and providing of consumer-financial products and services under “Federal consumer financial laws,” including the Fair Debt Collection Practices Act (“FDCPA”) and the Consumer Financial Protection Act of 2010 (“CFPA”). The Bureau’s regulatory authority extends to persons engaged in the collection of debt related to any consumer-financial product or service. The Bureau has independent litigating authority to commence civil actions by its own attorneys to address violations of “Federal consumer financial laws,” including the FDCPA and the CFPA. 

Are you being sued or harassed by Frederick J. Hanna & Associates? 

Call us for a free consultation.


Contact Debt Collection Defense Lawyer, N. James Turner at The Debt Relief Law Center by Calling Toll Free 1.888.877.5103 to Schedule a Confidential and FREE Legal Consultation.

Orlando Debt Collection Defense Lawyer, N. James Turner proudly serves the Debt Collection Defense and Consumer Rights legal needs for residents of Orlando, Kissimmee, Orange County, Osceola County, Seminole County, and throughout Central Florida.

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